Smart Plan Design produces stable health benefit premiums and up to double the group health benefits for employees by stretching each small business premium dollar. Smart Plan Design creates payroll and income tax savings, Pharmacare savings, savings from coordination with other plans and ensurers all unused premium dollars are refunded to the small business.

• 98% of all companies in Canada makeup small business with 2-100 employees.
• In a survey of small business, 33% do not see how a benefit plan helps their business.
• 72% of small business owners are concerned about the cost per employee, 60% worry about the quality of the health plan and 50% are concerned about the level of coverage for their employees.
• Most small business clients don’t understand the reasons for cost increases at renewal time.